Main Street Registry

A&A Fine Foods

Lincoln Park, NJ · Supermarkets and Other Grocery Retailers (except Convenience Retailers) · NAICS 445110

A&A Fine Foods is a supermarket and grocery retailer located in Lincoln Park, New Jersey, classified under NAICS code 445110. The company was financed with an SBA 7(a) loan for a change of ownership of $1,135,000, approved on September 4, 2025, by BayFirst National Bank.

SBA 7(a) loan, change of ownership, approved Sep 4, 2025

$1,135,000 approvedLender: BayFirst National Bank10 years termStatus not reported (SBA exemption)Loan details
Gross approval
$1,135,000
SBA-guaranteed amount
$851,250 (75% of the approval)
Lender
BayFirst National Bank, Saint Petersburg, FL
Processing method
Preferred Lender Program: lender approved under delegated SBA authority
Initial interest rate
10.5%, variable
Term
10 years (120 months)
Estimated maturity
September 4, 2035 (estimated, approval date plus term)
Estimated monthly payment
$15,315 Estimated payment at the initial rate over the full term; actual terms vary.
First disbursement
Oct 14, 2025
Loan status
Status not reported (SBA exemption)
Jobs supported
7
Business type
Corporation
NAICS
445110, Supermarkets and Other Grocery Retailers (except Convenience Retailers)
Project location
Morris County, NJ
SBA district office
New Jersey District Office
Congressional district
NJ-11
Collateral
Yes
Guaranteed portion sold on secondary market
Not reported as sold
Revolving line of credit
No (term loan)
  • Larger than 47% of acquisition loans in Supermarkets and Other Grocery Retailers (except Convenience Retailers) on this site.
  • Average acquisition loan in Supermarkets and Other Grocery Retailers (except Convenience Retailers): $1,791,981.
  • Average acquisition loan in New Jersey: $1,626,307.

Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.

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Same industry in New Jersey