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Air Systems Service & Construction, LLC

Folsom, CA · Plumbing, Heating, and Air-Conditioning Contractors · NAICS 238220

Air Systems Service & Construction, LLC is a plumbing, heating, and air-conditioning contractor based in Folsom, CA. The company financed real estate or equipment through an SBA 504 loan of $3.3 million, with California Bank of Commerce, NA as the lender and The Mortgage Capital Development Corporation as the CDC, approved on January 27, 2026.

SBA 504 loan, approved Jan 27, 2026

$3,307,000 SBA portionCDC: The Mortgage Capital Development Corporation25 years termStatus not reported (SBA exemption)Loan details
SBA (CDC) portion
$3,307,000
Bank portion
$4,018,500
Estimated project size
$8,139,444 (estimated)
Estimated owner equity
$813,944 (estimated, about 10% of the project)
Bank lender
California Bank of Commerce, NA, San Diego, CA
CDC
The Mortgage Capital Development Corporation
Processing method
Accredited Lenders Program: CDC with an expedited SBA review
Term
25 years (300 months)
Estimated maturity
January 27, 2051 (estimated, approval date plus term)
First disbursement
Apr 15, 2026
Loan status
Status not reported (SBA exemption)
Jobs supported
50
Business type
Corporation
NAICS
238220, Plumbing, Heating, and Air-Conditioning Contractors
Project location
Sacramento County, CA
SBA district office
Sacramento District Office
Congressional district
CA-7
Collateral
Yes

Estimated share of project by source

Bank 49% SBA (CDC) 41% Owner 10%

  • Larger than 90% of expansion loans in Plumbing, Heating, and Air-Conditioning Contractors on this site.
  • Average expansion loan in Plumbing, Heating, and Air-Conditioning Contractors: $1,998,914.
  • Average expansion loan in California: $2,161,468.

Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.

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Same industry in California