Main Street Registry

Animal Necessity, LLC

Key Largo, FL · Other Miscellaneous Nondurable Goods Merchant Wholesalers · NAICS 424990

Animal Necessity, LLC is located in Key Largo, FL, and the SBA lists its industry as Other Miscellaneous Nondurable Goods Merchant Wholesalers. It was approved for an SBA 7(a) loan of $3,085,600 for a change of ownership on November 14, 2025.

SBA 7(a) loan, change of ownership, approved Nov 14, 2025

Gross approval
$3,085,600
SBA-guaranteed amount
$2,314,200 (75% of the approval)
Lender
Pinnacle Bank, Nashville, TN
Processing method
Preferred Lender Program: lender approved under delegated SBA authority
Initial interest rate
9.25%, variable
Term
10 years (120 months)
Estimated maturity
November 14, 2035 (estimated, approval date plus term)
Estimated monthly payment
$39,506 Estimated payment at the initial rate over the full term; actual terms vary.
Loan status
Committed, not fully disbursed
Jobs supported
50
Business type
Corporation
NAICS
424990, Other Miscellaneous Nondurable Goods Merchant Wholesalers
Project location
Monroe County, FL
SBA district office
South Florida District Office
Congressional district
FL-26
Collateral
Yes
Guaranteed portion sold on secondary market
Not reported as sold
Revolving line of credit
No (term loan)

Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.

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Same industry in Florida