Main Street Registry

Apex Spirit

Fremont, CA · Beer, Wine, and Liquor Retailers · NAICS 445320

Apex Spirit, located in Fremont, CA, is classified in the beer, wine, and liquor retailers industry (NAICS 445320). The company was financed with an SBA 7(a) loan for a change of ownership in the amount of $865,400, approved by Celtic Bank Corporation on June 12, 2026.

SBA 7(a) loan, change of ownership, approved Jun 12, 2026

$865,400 approvedLender: Celtic Bank Corporation10 years termStatus not reported (SBA exemption)Loan details
Gross approval
$865,400
SBA-guaranteed amount
$649,050 (75% of the approval)
Lender
Celtic Bank Corporation, Salt Lake City, UT
Processing method
Preferred Lender Program: lender approved under delegated SBA authority
Initial interest rate
9%, variable
Term
10 years (120 months)
Estimated maturity
June 12, 2036 (estimated, approval date plus term)
Estimated monthly payment
$10,963 Estimated payment at the initial rate over the full term; actual terms vary.
First disbursement
Jul 14, 2026
Loan status
Status not reported (SBA exemption)
Jobs supported
4
Business type
Corporation
NAICS
445320, Beer, Wine, and Liquor Retailers
Project location
Alameda County, CA
SBA district office
San Francisco District Office
Congressional district
CA-15
Collateral
Yes
Guaranteed portion sold on secondary market
Not reported as sold
Revolving line of credit
No (term loan)
  • Larger than 39% of acquisition loans in Beer, Wine, and Liquor Retailers on this site.
  • Average acquisition loan in Beer, Wine, and Liquor Retailers: $1,337,023.
  • Average acquisition loan in California: $1,688,228.

Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.

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Same industry in California