B. C. Surf & Sport
B. C. Surf & Sport is a sporting goods retailer located in Fort Lauderdale, Florida, classified under NAICS code 459110 (Sporting Goods Retailers). The company financed real estate or equipment through an SBA 504 loan with an SBA portion of $2.1 million, approved on August 12, 2025, through Locality Bank and the Florida Business Development Corporation.
SBA 504 loan, approved Aug 12, 2025
$2,104,000 SBA portionCDC: Florida Business Development Corporation25 years termStatus not reported (SBA exemption)Loan details
- SBA (CDC) portion
- $2,104,000
- Bank portion
- $2,055,000
- Estimated project size
- $4,621,111 (estimated)
- Estimated owner equity
- $462,111 (estimated, about 10% of the project)
- Bank lender
- Locality Bank, Fort Lauderdale, FL
- Processing method
- Accredited Lenders Program: CDC with an expedited SBA review
- Term
- 25 years (300 months)
- Estimated maturity
- August 12, 2050 (estimated, approval date plus term)
- First disbursement
- Jul 15, 2026
- Loan status
- Status not reported (SBA exemption)
- Jobs supported
- 5
- Business type
- Corporation
- NAICS
- 459110, Sporting Goods Retailers
- Project location
- Broward County, FL
- SBA district office
- South Florida District Office
- Congressional district
- FL-22
- Collateral
- Yes
Estimated share of project by source
Bank 44% SBA (CDC) 46% Owner 10%
- Larger than 75% of expansion loans in Sporting Goods Retailers on this site.
- Average expansion loan in Sporting Goods Retailers: $1,648,688.
- Average expansion loan in Florida: $2,058,496.
Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.
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