Bay County Learning Academy
Bay County Learning Academy is located in Panama City, FL, and the SBA lists its industry as Elementary and Secondary Schools. It was approved for an SBA 504 loan ($1,291,000 SBA portion) on July 11, 2025 to finance real estate or equipment.
SBA 504 loan, approved Jul 11, 2025
- SBA (CDC) portion
- $1,291,000
- Bank portion
- $1,575,000
- Estimated project size
- $3,184,444 (estimated)
- Estimated owner equity
- $318,444 (estimated, about 10% of the project)
- Bank lender
- Harvest Commercial Capital, LLC, Laguna Hills, CA
- Processing method
- Accredited Lenders Program: CDC with an expedited SBA review
- Term
- 25 years (300 months)
- Estimated maturity
- July 11, 2050 (estimated, approval date plus term)
- Loan status
- Approved, not yet funded
- Jobs supported
- 10
- Business type
- Corporation
- NAICS
- 611110, Elementary and Secondary Schools
- Project location
- Bay County, FL
- SBA district office
- North Florida District Office
- Congressional district
- FL-2
- Collateral
- Yes
Estimated share of project by source
Bank 49% SBA (CDC) 41% Owner 10%
- Larger than 22% of expansion loans in Elementary and Secondary Schools on this site.
- Average expansion loan in Elementary and Secondary Schools: $2,129,925.
- Average expansion loan in Florida: $2,058,496.
Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.
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Same industry in Florida
- Academy of Montessori International Prep Inc, Thonotosassa
- Coral Springs Montessori, Coral Springs
- Growing Minds Montessori School, LLC, Orlando
- The Learning Experience-Rivercrest, Riverview
- Kiddie Academy of Land O' Lakes, Land O Lakes
- Prodigy Academy Advance Learning Center, LLC, Sanford
- Fruitful Learning, LLC, Wesley Chapel
- ABF Academy Hialeah LLC, Hialeah