Beauty Story LLC
Beauty Story LLC is a cosmetics, beauty supplies, and perfume retailer located in Hackensack, NJ, operating under NAICS code 456120. The company financed real estate or equipment through an SBA 504 loan of $1,145,000, approved May 1, 2025, with OceanFirst Bank, National Association as the lending bank and Empire State Certified Development Corporation as the certified development company.
SBA 504 loan, approved May 1, 2025
$1,145,000 SBA portionCDC: Empire State Certified Development Corporation25 years termStatus not reported (SBA exemption)Loan details
- SBA (CDC) portion
- $1,145,000
- Bank portion
- $1,060,000
- Estimated project size
- $2,450,000 (estimated)
- Estimated owner equity
- $245,000 (estimated, about 10% of the project)
- Bank lender
- OceanFirst Bank, National Association, Toms River, NJ
- Processing method
- Accredited Lenders Program: CDC with an expedited SBA review
- Term
- 25 years (300 months)
- Estimated maturity
- May 1, 2050 (estimated, approval date plus term)
- First disbursement
- Mar 11, 2026
- Loan status
- Status not reported (SBA exemption)
- Business type
- Corporation
- NAICS
- 456120, Cosmetics, Beauty Supplies, and Perfume Retailers
- Project location
- Bergen County, NJ
- SBA district office
- New Jersey District Office
- Congressional district
- NJ-5
- Collateral
- Yes
Estimated share of project by source
Bank 43% SBA (CDC) 47% Owner 10%
- Average expansion loan in Cosmetics, Beauty Supplies, and Perfume Retailers: $1,836,778.
- Average expansion loan in New Jersey: $2,533,058.
Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.
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