Big O Tires
Big O Tires, located in Reno, Nevada, is classified under the SBA industry Automotive Parts and Accessories Retailers (NAICS 441330). The business was approved for an SBA 504 loan of $1,962,000 through the Mortgage Capital Development Corporation, with America First Federal Credit Union as the bank partner, with approval dated December 22, 2025. The loan is listed as a franchise business under Big O Tires' business format franchise arrangement.
SBA 504 loan, approved Dec 22, 2025
$1,962,000 SBA portionCDC: The Mortgage Capital Development Corporation25 years termApproved, not yet fundedLoan details
- SBA (CDC) portion
- $1,962,000
- Bank portion
- $2,282,767
- Estimated project size
- $4,716,408 (estimated)
- Estimated owner equity
- $471,641 (estimated, about 10% of the project)
- Bank lender
- America First Federal Credit Union, Riverdale, UT
- Processing method
- Accredited Lenders Program: CDC with an expedited SBA review
- Term
- 25 years (300 months)
- Estimated maturity
- December 22, 2050 (estimated, approval date plus term)
- Loan status
- Approved, not yet funded
- Jobs supported
- 20
- Business type
- Corporation
- NAICS
- 441330, Automotive Parts and Accessories Retailers
- Franchise
- Big O Tires - Business Format Franchise / Product Distribution Franchise
- Project location
- Washoe County, NV
- SBA district office
- Nevada District Office
- Congressional district
- NV-2
- Collateral
- Yes
Estimated share of project by source
Bank 48% SBA (CDC) 42% Owner 10%
- Larger than 71% of expansion loans in Automotive Parts and Accessories Retailers on this site.
- Average expansion loan in Automotive Parts and Accessories Retailers: $1,798,500.
- Average expansion loan in Nevada: $2,098,935.
Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.
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