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Blue Flame Heating & Cooling, Inc.

Flint, MI · Plumbing, Heating, and Air-Conditioning Contractors · NAICS 238220

Blue Flame Heating & Cooling, Inc. is a plumbing, heating, and air-conditioning contractor in Flint, Michigan, in the industry classified as Plumbing, Heating, and Air-Conditioning Contractors (NAICS 238220). The company was financed with an SBA 7(a) loan for a change of ownership of $2.2 million from Byline Bank, with approval dated January 29, 2026.

SBA 7(a) loan, change of ownership, approved Jan 29, 2026

$2,220,000 approvedLender: Byline Bank10 years termStatus not reported (SBA exemption)Loan details
Gross approval
$2,220,000
SBA-guaranteed amount
$1,665,000 (75% of the approval)
Lender
Byline Bank, Chicago, IL
Processing method
Preferred Lender Program: lender approved under delegated SBA authority
Initial interest rate
9%, variable
Term
10 years (120 months)
Estimated maturity
January 29, 2036 (estimated, approval date plus term)
Estimated monthly payment
$28,122 Estimated payment at the initial rate over the full term; actual terms vary.
First disbursement
Feb 27, 2026
Loan status
Status not reported (SBA exemption)
Jobs supported
13
Business type
Corporation
NAICS
238220, Plumbing, Heating, and Air-Conditioning Contractors
Project location
Genesee County, MI
SBA district office
Michigan District Office
Congressional district
MI-05
Collateral
Yes
Guaranteed portion sold on secondary market
Yes
Revolving line of credit
No (term loan)
  • Larger than 73% of acquisition loans in Plumbing, Heating, and Air-Conditioning Contractors on this site.
  • Average acquisition loan in Plumbing, Heating, and Air-Conditioning Contractors: $1,758,508.
  • Average acquisition loan in Michigan: $1,645,728.

Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.

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Same industry in Michigan