Charity E. Howard DVM, LLC
Charity E. Howard DVM, LLC is located in Loyall, KY, and the SBA lists its industry as Veterinary Services. It was approved for an SBA 7(a) loan of $1,025,000 for a change of ownership on September 2, 2026.
SBA 7(a) loan, change of ownership, approved Sep 2, 2026
- Gross approval
- $1,025,000
- SBA-guaranteed amount
- $768,750 (75% of the approval)
- Lender
- Live Oak Banking Company, Wilmington, NC
- Processing method
- Preferred Lender Program: lender approved under delegated SBA authority
- Initial interest rate
- 7%, variable
- Term
- 15 years, 6 months (186 months)
- Estimated maturity
- March 2, 2042 (estimated, approval date plus term)
- Estimated monthly payment
- $9,045 Estimated payment at the initial rate over the full term; actual terms vary.
- Loan status
- Committed, not fully disbursed
- Jobs supported
- 14
- Business type
- Corporation
- NAICS
- 541940, Veterinary Services
- Project location
- Harlan County, KY
- SBA district office
- Kentucky District Office
- Congressional district
- KY-05
- Collateral
- Yes
- Guaranteed portion sold on secondary market
- Not reported as sold
- Revolving line of credit
- No (term loan)
- Larger than 29% of acquisition loans in Veterinary Services on this site.
- Average acquisition loan in Veterinary Services: $1,742,169.
- Average acquisition loan in Kentucky: $1,988,993.
Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.
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Same industry in Kentucky
- Heekin Animal Hospital, LLC, Taylor Mill