Main Street Registry

Cosmo's Liquor Market

River Rouge, MI · Beer, Wine, and Liquor Retailers · NAICS 445320

Cosmo's Liquor Market is a beer, wine, and liquor retailer located in River Rouge, Michigan. The business was financed with an SBA 7(a) loan for a change of ownership of $1.195 million, approved through United FCU on May 15, 2026.

SBA 7(a) loan, change of ownership, approved May 15, 2026

$1,195,000 approvedLender: United FCU25 years termStatus not reported (SBA exemption)Loan details
Gross approval
$1,195,000
SBA-guaranteed amount
$896,250 (75% of the approval)
Lender
United FCU, Saint Joseph, MI
Processing method
Preferred Lender Program: lender approved under delegated SBA authority
Initial interest rate
9.5%, variable
Term
25 years (300 months)
Estimated maturity
May 15, 2051 (estimated, approval date plus term)
Estimated monthly payment
$10,441 Estimated payment at the initial rate over the full term; actual terms vary.
First disbursement
Jun 26, 2026
Loan status
Status not reported (SBA exemption)
Jobs supported
12
Business type
Corporation
NAICS
445320, Beer, Wine, and Liquor Retailers
Project location
Wayne County, MI
SBA district office
Michigan District Office
Congressional district
MI-13
Collateral
Yes
Guaranteed portion sold on secondary market
Yes
Revolving line of credit
No (term loan)
  • Larger than 62% of acquisition loans in Beer, Wine, and Liquor Retailers on this site.
  • Average acquisition loan in Beer, Wine, and Liquor Retailers: $1,337,023.
  • Average acquisition loan in Michigan: $1,645,728.

Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.

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Same industry in Michigan