Main Street Registry

Cozy Holdings LLC

Plano, TX · Nail Salons · NAICS 812113

Cozy Holdings LLC is a nail salon business located in Plano, Texas, in the Nail Salons industry (NAICS 812113). The company was financed with an SBA 7(a) loan for a change of ownership totaling $816,000, approved on September 17, 2025, through VelocitySBA, LLC, with an estimated 15 jobs supported.

SBA 7(a) loan, change of ownership, approved Sep 17, 2025

$816,000 approvedLender: VelocitySBA, LLC10 years termStatus not reported (SBA exemption)Loan details
Gross approval
$816,000
SBA-guaranteed amount
$612,000 (75% of the approval)
Lender
VelocitySBA, LLC, Irving, TX
Processing method
Preferred Lender Program: lender approved under delegated SBA authority
Initial interest rate
10%, variable
Term
10 years (120 months)
Estimated maturity
September 17, 2035 (estimated, approval date plus term)
Estimated monthly payment
$10,784 Estimated payment at the initial rate over the full term; actual terms vary.
First disbursement
Sep 30, 2025
Loan status
Status not reported (SBA exemption)
Jobs supported
15
Business type
Corporation
NAICS
812113, Nail Salons
Project location
Collin County, TX
SBA district office
Dallas / Ft Worth District Office
Congressional district
TX-03
Collateral
Yes
Guaranteed portion sold on secondary market
Yes
Revolving line of credit
No (term loan)
  • Larger than 38% of acquisition loans in Nail Salons on this site.
  • Average acquisition loan in Nail Salons: $1,296,692.
  • Average acquisition loan in Texas: $1,944,682.

Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.

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Same industry in Texas