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Egberts Electric and Air Conditioning

Lakeland, FL · Plumbing, Heating, and Air-Conditioning Contractors · NAICS 238220

Egberts Electric and Air Conditioning, located in Lakeland, Florida, operates in the plumbing, heating, and air-conditioning contractors industry (NAICS 238220). The company financed real estate or equipment through an SBA 504 loan of $2,051,000, with Bank of America, National Association as the lending bank and Florida Business Development Corporation as the certified development company, approved on August 17, 2026.

SBA 504 loan, approved Aug 17, 2026

$2,051,000 SBA portionCDC: Florida Business Development Corporation25 years termApproved, not yet fundedLoan details
SBA (CDC) portion
$2,051,000
Bank portion
$2,491,500
Estimated project size
$5,047,222 (estimated)
Estimated owner equity
$504,722 (estimated, about 10% of the project)
Bank lender
Bank of America, National Association, Charlotte, NC
CDC
Florida Business Development Corporation
Processing method
Accredited Lenders Program: CDC with an expedited SBA review
Term
25 years (300 months)
Estimated maturity
August 17, 2051 (estimated, approval date plus term)
Loan status
Approved, not yet funded
Jobs supported
5
Business type
Corporation
NAICS
238220, Plumbing, Heating, and Air-Conditioning Contractors
Project location
Polk County, FL
SBA district office
South Florida District Office
Congressional district
FL-15
Collateral
Yes

Estimated share of project by source

Bank 49% SBA (CDC) 41% Owner 10%

  • Larger than 66% of expansion loans in Plumbing, Heating, and Air-Conditioning Contractors on this site.
  • Average expansion loan in Plumbing, Heating, and Air-Conditioning Contractors: $1,998,914.
  • Average expansion loan in Florida: $2,058,496.

Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.

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