Main Street Registry

Emerald Coast Investment Holdings, LLC

Fort Walton Beach, FL · Limited-Service Restaurants · NAICS 722513

Emerald Coast Investment Holdings, LLC is a limited-service restaurant business located in Fort Walton Beach, Florida. It was approved for an SBA 504 loan of $1,207,000, which financed real estate or equipment through an SBA 504 loan, with a bank portion from Community Bank of Mississippi, with the approval dated January 26, 2024.

SBA 504 loan, approved Jan 26, 2024

$1,207,000 SBA portionCDC: Florida Business Development Corporation25 years termApproved, not yet fundedLoan details
SBA (CDC) portion
$1,207,000
Bank portion
$1,472,500
Estimated project size
$2,977,222 (estimated)
Estimated owner equity
$297,722 (estimated, about 10% of the project)
Bank lender
Community Bank of Mississippi, Flowood, MS
CDC
Florida Business Development Corporation
Processing method
Accredited Lenders Program: CDC with an expedited SBA review
Term
25 years (300 months)
Estimated maturity
January 26, 2049 (estimated, approval date plus term)
Loan status
Approved, not yet funded
Jobs supported
12
Business type
Corporation
NAICS
722513, Limited-Service Restaurants
Project location
Okaloosa County, FL
SBA district office
North Florida District Office
Congressional district
FL-1
Collateral
Yes

Estimated share of project by source

Bank 49% SBA (CDC) 41% Owner 10%

  • Larger than 34% of expansion loans in Limited-Service Restaurants on this site.
  • Average expansion loan in Limited-Service Restaurants: $1,507,672.
  • Average expansion loan in Florida: $2,058,496.

Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.

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Same industry in Florida