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Garrido Insurance Agency, Inc.

Santa Ana, CA · Insurance Agencies and Brokerages · NAICS 524210

Garrido Insurance Agency, Inc. is an insurance agency and brokerage in Santa Ana, California, classified under NAICS 524210. The business was financed with an SBA 504 loan for real estate or equipment, with an SBA portion of $1,019,000, through Harvest Commercial Capital, LLC, with Capital Access Group, Inc. as the certified development company, and the loan was approved on May 26, 2026.

SBA 504 loan, approved May 26, 2026

$1,019,000 SBA portionCDC: Capital Access Group, Inc.25 years termStatus not reported (SBA exemption)Loan details
SBA (CDC) portion
$1,019,000
Bank portion
$1,235,000
Estimated project size
$2,504,444 (estimated)
Estimated owner equity
$250,444 (estimated, about 10% of the project)
Bank lender
Harvest Commercial Capital, LLC, Laguna Hills, CA
CDC
Capital Access Group, Inc.
Processing method
504 Refinancing: refinances existing business debt
Term
25 years (300 months)
Estimated maturity
May 26, 2051 (estimated, approval date plus term)
First disbursement
Aug 12, 2026
Loan status
Status not reported (SBA exemption)
Jobs supported
7
Business type
Corporation
NAICS
524210, Insurance Agencies and Brokerages
Franchise
Farmers Insurance Agent Appointment Agreement
Project location
Orange County, CA
SBA district office
Santa Ana District Office
Congressional district
CA-46
Collateral
Yes

Estimated share of project by source

Bank 49% SBA (CDC) 41% Owner 10%

  • Average expansion loan in Insurance Agencies and Brokerages: $1,924,000.
  • Average expansion loan in California: $2,161,468.

Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.

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Same industry in California