Guardian Psbi, Inc.
Guardian Psbi, Inc. is located in Laguna Beach, CA, and the SBA lists its industry as All Other Professional, Scientific, and Technical Services. It was approved for an SBA 7(a) loan of $500,000 for a change of ownership on July 10, 2026.
SBA 7(a) loan, change of ownership, approved Jul 10, 2026
- Gross approval
- $500,000
- SBA-guaranteed amount
- $375,000 (75% of the approval)
- Lender
- Live Oak Banking Company, Wilmington, NC
- Processing method
- Preferred Lender Program: lender approved under delegated SBA authority
- Initial interest rate
- 8.7%, variable
- Term
- 10 years (120 months)
- Estimated maturity
- July 10, 2036 (estimated, approval date plus term)
- Estimated monthly payment
- $6,253 Estimated payment at the initial rate over the full term; actual terms vary.
- First disbursement
- Jul 31, 2026
- Loan status
- Status not reported (SBA exemption)
- Jobs supported
- 2
- Business type
- Corporation
- NAICS
- 541990, All Other Professional, Scientific, and Technical Services
- Project location
- Orange County, CA
- SBA district office
- Santa Ana District Office
- Congressional district
- CA-48
- Collateral
- Yes
- Guaranteed portion sold on secondary market
- Yes
- Revolving line of credit
- No (term loan)
- Average acquisition loan in All Other Professional, Scientific, and Technical Services: $1,682,572.
- Average acquisition loan in California: $1,688,228.
Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.
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