Main Street Registry

Harbor Bay Club, Inc.

Alameda, CA · Fitness and Recreational Sports Centers · NAICS 713940

Harbor Bay Club, Inc. is a fitness and recreational sports center located in Alameda, California. The company financed real estate or equipment through an SBA 504 loan of $3 million, with Summit State Bank as the lending partner and California Statewide Certified Development Corporation as the CDC, approved on September 9, 2025.

SBA 504 loan, approved Sep 9, 2025

$3,000,000 SBA portionCDC: California Statewide Certified Development Corporation25 years termApproved, not yet fundedLoan details
SBA (CDC) portion
$3,000,000
Bank portion
$4,882,500
Estimated project size
$8,758,333 (estimated)
Estimated owner equity
$875,833 (estimated, about 10% of the project)
Bank lender
Summit State Bank, Santa Rosa, CA
CDC
California Statewide Certified Development Corporation
Processing method
Accredited Lenders Program: CDC with an expedited SBA review
Term
25 years (300 months)
Estimated maturity
September 9, 2050 (estimated, approval date plus term)
Loan status
Approved, not yet funded
Jobs supported
32
Business type
Corporation
NAICS
713940, Fitness and Recreational Sports Centers
Project location
Alameda County, CA
SBA district office
San Francisco District Office
Congressional district
CA-13
Collateral
Yes

Estimated share of project by source

Bank 56% SBA (CDC) 34% Owner 10%

  • Larger than 78% of expansion loans in Fitness and Recreational Sports Centers on this site.
  • Average expansion loan in Fitness and Recreational Sports Centers: $2,194,028.
  • Average expansion loan in California: $2,161,468.

Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.

Is this your company? Claim or correct this listing. See Corrections.

Same industry in California