Main Street Registry

Hardware and Hearth LLC

Johnstown, PA · Hardware Retailers · NAICS 444140

Hardware and Hearth LLC is located in Johnstown, PA, and the SBA lists its industry as Hardware Retailers. It was approved for an SBA 7(a) loan of $1,354,000 for a change of ownership on June 16, 2026.

SBA 7(a) loan, change of ownership, approved Jun 16, 2026

Gross approval
$1,354,000
SBA-guaranteed amount
$1,015,500 (75% of the approval)
Lender
Beacon Bank and Trust, Brookline, MA
Processing method
Preferred Lender Program: lender approved under delegated SBA authority
Initial interest rate
8.75%, variable
Term
12 years (144 months)
Estimated maturity
June 16, 2038 (estimated, approval date plus term)
Estimated monthly payment
$15,219 Estimated payment at the initial rate over the full term; actual terms vary.
First disbursement
Aug 13, 2026
Loan status
Status not reported (SBA exemption)
Jobs supported
17
Business type
Corporation
NAICS
444140, Hardware Retailers
Project location
Cambria County, PA
SBA district office
Pittsburgh District Office
Congressional district
PA-13
Collateral
Yes
Guaranteed portion sold on secondary market
Yes
Revolving line of credit
No (term loan)

Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.

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Same industry in Pennsylvania