J&S Cabinets, LLC
J&S Cabinets, LLC is an institutional furniture manufacturer located in Pennsdale, Pennsylvania, operating under NAICS code 337127. The business was financed with an SBA 7(a) loan for a change of ownership totaling $1,190,000, approved on September 23, 2025 through Northwest Bank.
SBA 7(a) loan, change of ownership, approved Sep 23, 2025
$1,190,000 approvedLender: Northwest Bank10 years termStatus not reported (SBA exemption)Loan details
- Gross approval
- $1,190,000
- SBA-guaranteed amount
- $892,500 (75% of the approval)
- Lender
- Northwest Bank, Warren, PA
- Processing method
- Preferred Lender Program: lender approved under delegated SBA authority
- Initial interest rate
- 9.5%, variable
- Term
- 10 years (120 months)
- Estimated maturity
- September 23, 2035 (estimated, approval date plus term)
- Estimated monthly payment
- $15,398 Estimated payment at the initial rate over the full term; actual terms vary.
- First disbursement
- Sep 30, 2025
- Loan status
- Status not reported (SBA exemption)
- Jobs supported
- 37
- Business type
- Corporation
- NAICS
- 337127, Institutional Furniture Manufacturing
- Project location
- Lycoming County, PA
- SBA district office
- Philadelphia District Office
- Congressional district
- PA-09
- Collateral
- Yes
- Guaranteed portion sold on secondary market
- Yes
- Revolving line of credit
- No (term loan)
- Average acquisition loan in Institutional Furniture Manufacturing: $2,430,000.
- Average acquisition loan in Pennsylvania: $1,636,965.
Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.
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