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Jay Joiner Insurance Agency, LLC

Houston, TX · Insurance Agencies and Brokerages · NAICS 524210

Jay Joiner Insurance Agency, LLC is an insurance agency and brokerage located in Houston, Texas, classified under NAICS code 524210. The company was financed with an SBA 7(a) loan for a change of ownership, with a loan amount of $714,000, approved on November 18, 2025, through Byline Bank.

SBA 7(a) loan, change of ownership, approved Nov 18, 2025

$714,000 approvedLender: Byline Bank10 years termStatus not reported (SBA exemption)Loan details
Gross approval
$714,000
SBA-guaranteed amount
$535,500 (75% of the approval)
Lender
Byline Bank, Chicago, IL
Processing method
Preferred Lender Program: lender approved under delegated SBA authority
Initial interest rate
9.75%, variable
Term
10 years (120 months)
Estimated maturity
November 18, 2035 (estimated, approval date plus term)
Estimated monthly payment
$9,337 Estimated payment at the initial rate over the full term; actual terms vary.
First disbursement
Jan 2, 2026
Loan status
Status not reported (SBA exemption)
Jobs supported
5
Business type
Corporation
NAICS
524210, Insurance Agencies and Brokerages
Project location
Harris County, TX
SBA district office
Houston District Office
Congressional district
TX-18
Collateral
Yes
Guaranteed portion sold on secondary market
Yes
Revolving line of credit
No (term loan)
  • Larger than 21% of acquisition loans in Insurance Agencies and Brokerages on this site.
  • Average acquisition loan in Insurance Agencies and Brokerages: $1,528,335.
  • Average acquisition loan in Texas: $1,944,682.

Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.

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