Joya Supermarket 2 Inc.
Joya Supermarket 2 Inc. is located in South San Francisco, CA, and the SBA lists its industry as Supermarkets and Other Grocery Retailers (except Convenience Retailers). It was approved for an SBA 7(a) loan of $3,215,000 for a change of ownership on July 2, 2026.
SBA 7(a) loan, change of ownership, approved Jul 2, 2026
- Gross approval
- $3,215,000
- SBA-guaranteed amount
- $2,411,250 (75% of the approval)
- Lender
- US Metro Bank, Garden Grove, CA
- Processing method
- Preferred Lender Program: lender approved under delegated SBA authority
- Initial interest rate
- 7.75%, variable
- Term
- 25 years (300 months)
- Estimated maturity
- July 2, 2051 (estimated, approval date plus term)
- Estimated monthly payment
- $24,284 Estimated payment at the initial rate over the full term; actual terms vary.
- First disbursement
- Aug 20, 2026
- Loan status
- Status not reported (SBA exemption)
- Jobs supported
- 4
- Business type
- Corporation
- NAICS
- 445110, Supermarkets and Other Grocery Retailers (except Convenience Retailers)
- Project location
- San Mateo County, CA
- SBA district office
- San Francisco District Office
- Congressional district
- CA-14
- Collateral
- Yes
- Guaranteed portion sold on secondary market
- Yes
- Revolving line of credit
- No (term loan)
- Larger than 83% of acquisition loans in Supermarkets and Other Grocery Retailers (except Convenience Retailers) on this site.
- Average acquisition loan in Supermarkets and Other Grocery Retailers (except Convenience Retailers): $1,791,981.
- Average acquisition loan in California: $1,688,228.
Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.
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