Main Street Registry

KCJ Commercial Holdings LLC

Irvine, CA · Jewelry Retailers · NAICS 458310

KCJ Commercial Holdings LLC, located in Irvine, California, operates in the jewelry retail industry (NAICS 458310). The company financed real estate or equipment through an SBA 504 loan with an SBA portion of $3,266,000, approved on March 18, 2026, through Business Finance Capital with Wells Fargo Bank National Association as the bank partner.

SBA 504 loan, approved Mar 18, 2026

$3,266,000 SBA portionCDC: Business Finance Capital25 years termStatus not reported (SBA exemption)Loan details
SBA (CDC) portion
$3,266,000
Bank portion
$4,950,000
Estimated project size
$9,128,889 (estimated)
Estimated owner equity
$912,889 (estimated, about 10% of the project)
Bank lender
Wells Fargo Bank National Association, Sioux Falls, SD
CDC
Business Finance Capital
Processing method
Accredited Lenders Program: CDC with an expedited SBA review
Term
25 years (300 months)
Estimated maturity
March 18, 2051 (estimated, approval date plus term)
First disbursement
Jun 17, 2026
Loan status
Status not reported (SBA exemption)
Jobs supported
20
Business type
Corporation
NAICS
458310, Jewelry Retailers
Project location
Orange County, CA
SBA district office
Santa Ana District Office
Congressional district
CA-45
Collateral
Yes

Estimated share of project by source

Bank 54% SBA (CDC) 36% Owner 10%

  • Average expansion loan in Jewelry Retailers: $2,367,875.
  • Average expansion loan in California: $2,161,468.

Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.

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Same industry in California