O'Guardians, Inc.
O'Guardians, Inc. is a home health care services business in Marietta, Georgia, operating under the Homewatch CareGivers franchise. The company was financed with an SBA 7(a) loan for a change of ownership of $2.74 million from Live Oak Banking Company, with an approval date of June 10, 2026.
SBA 7(a) loan, change of ownership, approved Jun 10, 2026
$2,740,000 approvedLender: Live Oak Banking Company10 years termStatus not reported (SBA exemption)Loan details
- Gross approval
- $2,740,000
- SBA-guaranteed amount
- $2,055,000 (75% of the approval)
- Lender
- Live Oak Banking Company, Wilmington, NC
- Processing method
- Preferred Lender Program: lender approved under delegated SBA authority
- Initial interest rate
- 8.25%, variable
- Term
- 10 years (120 months)
- Estimated maturity
- June 10, 2036 (estimated, approval date plus term)
- Estimated monthly payment
- $33,607 Estimated payment at the initial rate over the full term; actual terms vary.
- First disbursement
- Jun 22, 2026
- Loan status
- Status not reported (SBA exemption)
- Jobs supported
- 92
- Business type
- Corporation
- NAICS
- 621610, Home Health Care Services
- Franchise
- Homewatch CareGivers
- Project location
- Cobb County, GA
- SBA district office
- Georgia District Office
- Congressional district
- GA-06
- Collateral
- Yes
- Guaranteed portion sold on secondary market
- Yes
- Revolving line of credit
- No (term loan)
- Larger than 83% of acquisition loans in Home Health Care Services on this site.
- Average acquisition loan in Home Health Care Services: $1,778,546.
- Average acquisition loan in Georgia: $2,017,638.
Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.
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