Opti-Fit International, Inc.
Opti-Fit International, Inc. is a sporting goods retailer located in Rancho Cordova, California, in the sporting goods retailers industry (NAICS 459110). The company financed real estate or equipment through an SBA 504 loan of $1,462,000, approved on February 6, 2026, with Enterprise Bank & Trust as the lender and Bay Area Employment Development Company as the certified development company.
SBA 504 loan, approved Feb 6, 2026
$1,462,000 SBA portionCDC: Bay Area Employment Development Company25 years termStatus not reported (SBA exemption)Loan details
- SBA (CDC) portion
- $1,462,000
- Bank portion
- $1,772,600
- Estimated project size
- $3,594,000 (estimated)
- Estimated owner equity
- $359,400 (estimated, about 10% of the project)
- Bank lender
- Enterprise Bank & Trust, Clayton, MO
- Processing method
- Accredited Lenders Program: CDC with an expedited SBA review
- Term
- 25 years (300 months)
- Estimated maturity
- February 6, 2051 (estimated, approval date plus term)
- First disbursement
- Apr 15, 2026
- Loan status
- Status not reported (SBA exemption)
- Jobs supported
- 4
- Business type
- Corporation
- NAICS
- 459110, Sporting Goods Retailers
- Project location
- Sacramento County, CA
- SBA district office
- Sacramento District Office
- Congressional district
- CA-7
- Collateral
- Yes
Estimated share of project by source
Bank 49% SBA (CDC) 41% Owner 10%
- Larger than 50% of expansion loans in Sporting Goods Retailers on this site.
- Average expansion loan in Sporting Goods Retailers: $1,648,688.
- Average expansion loan in California: $2,161,468.
Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.
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