The Original Pancake House
The Original Pancake House, a full-service restaurant business in Miami, FL, was financed through an SBA 504 loan of $1,626,000, a portion of which was approved with Seacoast National Bank as the lender and Florida First Capital Finance Corporation, Inc. as the certified development company. The loan was approved on January 15, 2026, and the company is a franchise location of The Original Pancake House.
SBA 504 loan, approved Jan 15, 2026
- SBA (CDC) portion
- $1,626,000
- Bank portion
- $1,975,000
- Estimated project size
- $4,001,111 (estimated)
- Estimated owner equity
- $400,111 (estimated, about 10% of the project)
- Bank lender
- Seacoast National Bank, Stuart, FL
- Processing method
- Accredited Lenders Program: CDC with an expedited SBA review
- Term
- 25 years (300 months)
- Estimated maturity
- January 15, 2051 (estimated, approval date plus term)
- Loan status
- Approved, not yet funded
- Jobs supported
- 20
- Business type
- Corporation
- NAICS
- 722511, Full-Service Restaurants
- Franchise
- TheOriginal Pancake House
- Project location
- Miami-Dade County, FL
- SBA district office
- South Florida District Office
- Congressional district
- FL-24
- Collateral
- Yes
Estimated share of project by source
Bank 49% SBA (CDC) 41% Owner 10%
- Larger than 58% of expansion loans in Full-Service Restaurants on this site.
- Average expansion loan in Full-Service Restaurants: $1,813,082.
- Average expansion loan in Florida: $2,058,496.
Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.
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