Main Street Registry

P&C Refinishing Inc.

Jacksonville, FL · Automotive Body, Paint, and Interior Repair and Maintenance · NAICS 811121

P&C Refinishing Inc. is located in Jacksonville, Florida, and operates in automotive body, paint, and interior repair and maintenance. The company was financed with an SBA 7(a) loan for a change of ownership, in the amount of $840,000, approved by North State Bank on June 20, 2025. The business is listed as a Maaco franchise.

SBA 7(a) loan, change of ownership, approved Jun 20, 2025

$840,000 approvedLender: North State Bank10 years termStatus not reported (SBA exemption)Loan details
Gross approval
$840,000
SBA-guaranteed amount
$630,000 (75% of the approval)
Lender
North State Bank, Raleigh, NC
Processing method
Preferred Lender Program: lender approved under delegated SBA authority
Initial interest rate
10%, variable
Term
10 years (120 months)
Estimated maturity
June 20, 2035 (estimated, approval date plus term)
Estimated monthly payment
$11,101 Estimated payment at the initial rate over the full term; actual terms vary.
First disbursement
Jun 30, 2025
Loan status
Status not reported (SBA exemption)
Business type
Corporation
NAICS
811121, Automotive Body, Paint, and Interior Repair and Maintenance
Franchise
Maaco
Project location
Duval County, FL
SBA district office
North Florida District Office
Congressional district
FL-04
Collateral
Yes
Guaranteed portion sold on secondary market
Yes
Revolving line of credit
No (term loan)
  • Larger than 22% of acquisition loans in Automotive Body, Paint, and Interior Repair and Maintenance on this site.
  • Average acquisition loan in Automotive Body, Paint, and Interior Repair and Maintenance: $1,738,412.
  • Average acquisition loan in Florida: $1,808,559.

Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.

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Same industry in Florida