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Ponderosa Capital LLC

Manchaca, TX · Roofing Contractors · NAICS 238160

Ponderosa Capital LLC is a roofing contractor located in Manchaca, Texas, in the roofing contractors industry (NAICS 238160). The company was financed with an SBA 7(a) loan for a change of ownership totaling $1,998,800, approved on September 24, 2025 by Prosperity Bank. The loan is reported with 4 jobs.

SBA 7(a) loan, change of ownership, approved Sep 24, 2025

$1,998,800 approvedLender: Prosperity Bank10 years termStatus not reported (SBA exemption)Loan details
Gross approval
$1,998,800
SBA-guaranteed amount
$1,499,100 (75% of the approval)
Lender
Prosperity Bank, El Campo, TX
Processing method
Preferred Lender Program: lender approved under delegated SBA authority
Initial interest rate
7.5%, variable
Term
10 years (120 months)
Estimated maturity
September 24, 2035 (estimated, approval date plus term)
Estimated monthly payment
$23,726 Estimated payment at the initial rate over the full term; actual terms vary.
First disbursement
Oct 20, 2025
Loan status
Status not reported (SBA exemption)
Jobs supported
4
Business type
Corporation
NAICS
238160, Roofing Contractors
Project location
Travis County, TX
SBA district office
San Antonio District Office
Congressional district
TX-21
Collateral
Yes
Guaranteed portion sold on secondary market
Not reported as sold
Revolving line of credit
No (term loan)
  • Larger than 68% of acquisition loans in Roofing Contractors on this site.
  • Average acquisition loan in Roofing Contractors: $1,899,751.
  • Average acquisition loan in Texas: $1,944,682.

Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.

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Same industry in Texas