ROS America Racking, Inc.
ROS America Racking, Inc. is a business in Phoenix, Arizona, in the commercial and industrial machinery and equipment repair and maintenance industry (NAICS 811310), and it is more than two years old. The company financed real estate or equipment through an SBA 504 loan of $1,164,000 approved on January 8, 2026, with Bell Bank as the lender and The Mortgage Capital Development Corporation as the certified development company.
SBA 504 loan, approved Jan 8, 2026
$1,164,000 SBA portionCDC: The Mortgage Capital Development Corporation25 years termStatus not reported (SBA exemption)Loan details
- SBA (CDC) portion
- $1,164,000
- Bank portion
- $1,575,000
- Estimated project size
- $3,043,333 (estimated)
- Estimated owner equity
- $304,333 (estimated, about 10% of the project)
- Bank lender
- Bell Bank, Fargo, ND
- Processing method
- Accredited Lenders Program: CDC with an expedited SBA review
- Term
- 25 years (300 months)
- Estimated maturity
- January 8, 2051 (estimated, approval date plus term)
- First disbursement
- Jul 15, 2026
- Loan status
- Status not reported (SBA exemption)
- Jobs supported
- 20
- Business type
- Corporation
- NAICS
- 811310, Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance
- Project location
- Maricopa County, AZ
- SBA district office
- Arizona District Office
- Congressional district
- AZ-7
- Collateral
- Yes
Estimated share of project by source
Bank 52% SBA (CDC) 38% Owner 10%
- Larger than 12% of expansion loans in Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance on this site.
- Average expansion loan in Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance: $1,803,500.
- Average expansion loan in Arizona: $2,074,452.
Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.
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