Main Street Registry

Royal Wine & Spirit Inc

Rancho Cucamonga, CA · Beer, Wine, and Liquor Retailers · NAICS 445320

Royal Wine & Spirit Inc is a beer, wine, and liquor retailer located in Rancho Cucamonga, California. The company was financed with an SBA 7(a) loan for a change of ownership totaling $542,000, approved on August 20, 2025, through American Continental Bank.

SBA 7(a) loan, change of ownership, approved Aug 20, 2025

$542,000 approvedLender: American Continental Bank10 years termStatus not reported (SBA exemption)Loan details
Gross approval
$542,000
SBA-guaranteed amount
$406,500 (75% of the approval)
Lender
American Continental Bank, City of Industry, CA
Processing method
Preferred Lender Program: lender approved under delegated SBA authority
Initial interest rate
9.5%, variable
Term
10 years (120 months)
Estimated maturity
August 20, 2035 (estimated, approval date plus term)
Estimated monthly payment
$7,013 Estimated payment at the initial rate over the full term; actual terms vary.
First disbursement
Sep 18, 2025
Loan status
Status not reported (SBA exemption)
Jobs supported
3
Business type
Corporation
NAICS
445320, Beer, Wine, and Liquor Retailers
Project location
San Bernardino County, CA
SBA district office
Santa Ana District Office
Congressional district
CA-31
Collateral
Yes
Guaranteed portion sold on secondary market
Yes
Revolving line of credit
No (term loan)
  • Larger than 6% of acquisition loans in Beer, Wine, and Liquor Retailers on this site.
  • Average acquisition loan in Beer, Wine, and Liquor Retailers: $1,337,023.
  • Average acquisition loan in California: $1,688,228.

Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.

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Same industry in California