Uwharrie Central LLC
Uwharrie Central LLC is located in Troy, NC, and the SBA lists its industry as Hardware Retailers. It was approved for an SBA 7(a) loan of $1,620,000 for a change of ownership on September 28, 2026.
SBA 7(a) loan, change of ownership, approved Sep 28, 2026
- Gross approval
- $1,620,000
- SBA-guaranteed amount
- $1,215,000 (75% of the approval)
- Lender
- Live Oak Banking Company, Wilmington, NC
- Processing method
- Preferred Lender Program: lender approved under delegated SBA authority
- Initial interest rate
- 8.625%, variable
- Term
- 25 years (300 months)
- Estimated maturity
- September 28, 2051 (estimated, approval date plus term)
- Estimated monthly payment
- $13,181 Estimated payment at the initial rate over the full term; actual terms vary.
- Loan status
- Committed, not fully disbursed
- Jobs supported
- 13
- Business type
- Corporation
- NAICS
- 444140, Hardware Retailers
- Project location
- Montgomery County, NC
- SBA district office
- North Carolina District Office
- Congressional district
- NC-08
- Collateral
- Yes
- Guaranteed portion sold on secondary market
- Not reported as sold
- Revolving line of credit
- No (term loan)
- Larger than 61% of acquisition loans in Hardware Retailers on this site.
- Average acquisition loan in Hardware Retailers: $1,808,637.
- Average acquisition loan in North Carolina: $1,952,444.
Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.
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Same industry in North Carolina
- Wilder's, Inc., Raleigh
- Oxford's Ace Hardware, High Point
- Oxford's Ace Hardware, Greensboro