Valvoline Instant Oil Change
Valvoline Instant Oil Change is an automotive oil change and lubrication shop in Reno, Nevada, classified under NAICS 811191. The business was approved for an SBA 504 loan to finance real estate or equipment, with an SBA portion of $1,327,000 and a bank portion of $2,402,400, approved on December 19, 2025 through U.S. Bank, National Association and Nevada State Development Corporation.
SBA 504 loan, approved Dec 19, 2025
$1,327,000 SBA portionCDC: Nevada State Development Corporation25 years termApproved, not yet fundedLoan details
- SBA (CDC) portion
- $1,327,000
- Bank portion
- $2,402,400
- Estimated project size
- $4,143,778 (estimated)
- Estimated owner equity
- $414,378 (estimated, about 10% of the project)
- Bank lender
- U.S. Bank, National Association, Cincinnati, OH
- Processing method
- Accredited Lenders Program: CDC with an expedited SBA review
- Term
- 25 years (300 months)
- Estimated maturity
- December 19, 2050 (estimated, approval date plus term)
- Loan status
- Approved, not yet funded
- Jobs supported
- 15
- Business type
- Corporation
- NAICS
- 811191, Automotive Oil Change and Lubrication Shops
- Franchise
- Valvoline Instant Oil Change - License Agreement
- Project location
- Washoe County, NV
- SBA district office
- Nevada District Office
- Congressional district
- NV-2
- Collateral
- Yes
Estimated share of project by source
Bank 58% SBA (CDC) 32% Owner 10%
- Average expansion loan in Automotive Oil Change and Lubrication Shops: $1,439,111.
- Average expansion loan in Nevada: $2,098,935.
Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.
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