White Rock & Town Center Arco ampm
White Rock & Town Center Arco ampm is a gasoline station with convenience store business in El Dorado Hills, CA, in the gasoline stations with convenience stores industry. The company was financed with an SBA 504 loan for real estate or equipment, with a SBA portion of $4.4 million, approved through Celtic Bank Corporation and Advantage Certified Development Corporation on June 12, 2025. The loan is listed as not funded.
SBA 504 loan, approved Jun 12, 2025
$4,412,000 SBA portionCDC: Advantage Certified Development Corporation25 years termApproved, not yet fundedLoan details
- SBA (CDC) portion
- $4,412,000
- Bank portion
- $7,438,285
- Estimated project size
- $13,166,983 (estimated)
- Estimated owner equity
- $1,316,698 (estimated, about 10% of the project)
- Bank lender
- Celtic Bank Corporation, Salt Lake City, UT
- Processing method
- Accredited Lenders Program: CDC with an expedited SBA review
- Term
- 25 years (300 months)
- Estimated maturity
- June 12, 2050 (estimated, approval date plus term)
- Loan status
- Approved, not yet funded
- Jobs supported
- 20
- Business type
- LLC or partnership
- NAICS
- 457110, Gasoline Stations with Convenience Stores
- Franchise
- AM/PM Mini-Mart Agreement - ARCO Fuel - Contract Dealer Gasoline Agreement (BP West Coast Products)
- Project location
- El Dorado County, CA
- SBA district office
- Sacramento District Office
- Congressional district
- CA-4
- Collateral
- Yes
Estimated share of project by source
Bank 56% SBA (CDC) 34% Owner 10%
- Larger than 95% of expansion loans in Gasoline Stations with Convenience Stores on this site.
- Average expansion loan in Gasoline Stations with Convenience Stores: $2,019,559.
- Average expansion loan in California: $2,161,468.
Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.
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