Beneficial State Bank: SBA loans in this registry
7companies
7loans
$13.8Mtotal approved
$2.0Maverage loan
About this lender
- Type
- Bank
- Headquarters
- Oakland, CA
- FDIC certificate number
- 58490
- Total assets
- $2.0 billion (as of June 30, 2026)
- Established
- 2007
- Offices
- 9
- Website
- www.beneficialstatebank.com
- Acquisition loans (7(a))
- 2 loans, $2.2M total, $1.1M average
- Expansion loans (504, SBA portion)
- 5 loans, $11.6M total, $2.3M average
- Approval dates
- Feb 2, 2024 to Jun 30, 2026
- Typical term (median)
- acquisition loans: 10 years; expansion loans: 25 years
- Initial interest rate (7(a))
- 7.65% to 9.25%, median 8.45%
- Rate type (7(a))
- 50% variable, 50% fixed
Top industries
- Offices of Dentists: 1 loan
- General Rental Centers: 1 loan
- Pharmaceutical Preparation Manufacturing: 1 loan
- Offices of Optometrists: 1 loan
- Motion Picture and Video Production: 1 loan
Top states
- California: 5 loans
- Oregon: 2 loans
Largest deals
- Found Rental Co, Benicia, CA: $4,994,000 (504 SBA portion, Apr 8, 2026)
- Uptown Family Dental, Beaverton, OR: $2,086,000 (504 SBA portion, Jun 30, 2026)
- Montessori Academy of Culver City, Culver City, CA: $1,721,000 (504 SBA portion, May 30, 2024)
- Brand Optometry, A Prof. Corp., San Diego, CA: $1,451,000 (7(a) acquisition, Jun 30, 2025)
- Highland Laboratories, Inc., Mount Angel, OR: $1,415,000 (504 SBA portion, Sep 8, 2025)
Lender details come from the SBA loan files and the FDIC BankFind service. Counts cover loans on this site only.
Companies
Use search to find others.
| Company | Location | Industry | Type | Latest approval | Approved |
|---|---|---|---|---|---|
| Uptown Family Dental | Beaverton, OR | Offices of Dentists | Expansion | Jun 30, 2026 | $2.1M |
| Found Rental Co | Benicia, CA | General Rental Centers | Expansion | Apr 8, 2026 | $5.0M |
| Highland Laboratories, Inc. | Mount Angel, OR | Pharmaceutical Preparation Manufacturing | Expansion | Sep 8, 2025 | $1.4M |
| Brand Optometry, A Prof. Corp. | San Diego, CA | Offices of Optometrists | Acquisition | Jun 30, 2025 | $1.5M |
| Deer Skull LLC | Los Angeles, CA | Motion Picture and Video Production | Expansion | Jul 31, 2024 | $1.4M |
| Montessori Academy of Culver City | Culver City, CA | Child Care Services | Expansion | May 30, 2024 | $1.7M |
| Balancing, Inc. | Hermosa Beach, CA | Other Accounting Services | Acquisition | Feb 2, 2024 | $785K |