First Federal Bank: SBA loans in this registry
3companies
3loans
$5.5Mtotal approved
$1.8Maverage loan
About this lender
- Type
- Bank
- Headquarters
- Lake City, FL
- FDIC certificate number
- 31313
- Total assets
- $4.5 billion (as of June 30, 2026)
- Established
- 1961
- Offices
- 29
- Website
- www.ffbf.com
- Acquisition loans (7(a))
- 2 loans, $4.2M total, $2.1M average
- Expansion loans (504, SBA portion)
- 1 loan, $1.3M total, $1.3M average
- Approval dates
- Jul 22, 2024 to Jul 6, 2026
- Typical term (median)
- acquisition loans: 12 years; expansion loans: 25 years
- Initial interest rate (7(a))
- 7.75% to 8.99%, median 8.37%
- Rate type (7(a))
- 50% variable, 50% fixed
Top industries
- Recyclable Material Merchant Wholesalers: 1 loan
- Plumbing, Heating, and Air-Conditioning Contractors: 1 loan
- Used Car Dealers: 1 loan
Top states
- Florida: 3 loans
Largest deals
- Emerald Coast Metal Recycling LLC, Panama City, FL: $3,394,400 (7(a) acquisition, Jul 6, 2026)
- E E & P Properties, LLC, Jacksonville, FL: $1,271,000 (504 SBA portion, Jul 22, 2024)
- Kennon Industries, Inc., Panama City, FL: $792,000 (7(a) acquisition, Sep 19, 2024)
Lender details come from the SBA loan files and the FDIC BankFind service. Counts cover loans on this site only.
Companies
Use search to find others.
| Company | Location | Industry | Type | Latest approval | Approved |
|---|---|---|---|---|---|
| Emerald Coast Metal Recycling LLC | Panama City, FL | Recyclable Material Merchant Wholesalers | Acquisition | Jul 6, 2026 | $3.4M |
| Kennon Industries, Inc. | Panama City, FL | Plumbing, Heating, and Air-Conditioning Contractors | Acquisition | Sep 19, 2024 | $792K |
| E E & P Properties, LLC | Jacksonville, FL | Used Car Dealers | Expansion | Jul 22, 2024 | $1.3M |