Aarya Liquors LLC
Aarya Liquors LLC is a beer, wine, and liquor retailer located in Kingston, NY. The business was financed with an SBA 7(a) loan for a change of ownership, in the amount of $1,092,000, approved on February 20, 2026 by TowneBank.
SBA 7(a) loan, change of ownership, approved Feb 20, 2026
$1,092,000 approvedLender: TowneBank15 years termStatus not reported (SBA exemption)Loan details
- Gross approval
- $1,092,000
- SBA-guaranteed amount
- $819,000 (75% of the approval)
- Lender
- TowneBank, Portsmouth, VA
- Processing method
- Preferred Lender Program: lender approved under delegated SBA authority
- Initial interest rate
- 8.75%, variable
- Term
- 15 years (180 months)
- Estimated maturity
- February 20, 2041 (estimated, approval date plus term)
- Estimated monthly payment
- $10,914 Estimated payment at the initial rate over the full term; actual terms vary.
- First disbursement
- Apr 3, 2026
- Loan status
- Status not reported (SBA exemption)
- Jobs supported
- 4
- Business type
- Corporation
- NAICS
- 445320, Beer, Wine, and Liquor Retailers
- Project location
- Ulster County, NY
- SBA district office
- New York District Office
- Congressional district
- NY-19
- Collateral
- Yes
- Guaranteed portion sold on secondary market
- Yes
- Revolving line of credit
- No (term loan)
- Larger than 57% of acquisition loans in Beer, Wine, and Liquor Retailers on this site.
- Average acquisition loan in Beer, Wine, and Liquor Retailers: $1,337,023.
- Average acquisition loan in New York: $1,771,512.
Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.
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