Main Street Registry

K & W Fine Wines Spirits Inc.

Franklin Square, NY · Beer, Wine, and Liquor Retailers · NAICS 445320

K & W Fine Wines Spirits Inc. is a beer, wine, and liquor retailer in Franklin Square, New York, operating under NAICS code 445320. The company was financed with an SBA 7(a) loan for a change of ownership of $2.1 million from Hanmi Bank, with an approval date of September 9, 2026, and the loan reports 6 jobs.

SBA 7(a) loan, change of ownership, approved Sep 9, 2026

$2,100,000 approvedLender: Hanmi Bank10 years termCommitted, not fully disbursedLoan details
Gross approval
$2,100,000
SBA-guaranteed amount
$1,575,000 (75% of the approval)
Lender
Hanmi Bank, Los Angeles, CA
Processing method
Preferred Lender Program: lender approved under delegated SBA authority
Initial interest rate
8.25%, variable
Term
10 years (120 months)
Estimated maturity
September 9, 2036 (estimated, approval date plus term)
Estimated monthly payment
$25,757 Estimated payment at the initial rate over the full term; actual terms vary.
Loan status
Committed, not fully disbursed
Jobs supported
6
Business type
Corporation
NAICS
445320, Beer, Wine, and Liquor Retailers
Project location
Nassau County, NY
SBA district office
New York District Office
Congressional district
NY-04
Collateral
Yes
Guaranteed portion sold on secondary market
Not reported as sold
Revolving line of credit
No (term loan)
  • Larger than 87% of acquisition loans in Beer, Wine, and Liquor Retailers on this site.
  • Average acquisition loan in Beer, Wine, and Liquor Retailers: $1,337,023.
  • Average acquisition loan in New York: $1,771,512.

Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.

Is this your company? Claim or correct this listing. See Corrections.

Same industry in New York