Main Street Registry

Bhairava Inc

Carteret, NJ · Beer, Wine, and Liquor Retailers · NAICS 445320

Bhairava Inc is a beer, wine, and liquor retailer located in Carteret, NJ, under NAICS code 445320. The business was financed with an SBA 7(a) loan for a change of ownership, with a loan amount of $800,000 from ConnectOne Bank, approved on November 13, 2025.

SBA 7(a) loan, change of ownership, approved Nov 13, 2025

$800,000 approvedLender: ConnectOne Bank10 years termStatus not reported (SBA exemption)Loan details
Gross approval
$800,000
SBA-guaranteed amount
$600,000 (75% of the approval)
Lender
ConnectOne Bank, Englewood Cliffs, NJ
Processing method
Preferred Lender Program: lender approved under delegated SBA authority
Initial interest rate
9.25%, variable
Term
10 years (120 months)
Estimated maturity
November 13, 2035 (estimated, approval date plus term)
Estimated monthly payment
$10,243 Estimated payment at the initial rate over the full term; actual terms vary.
First disbursement
Dec 3, 2025
Loan status
Status not reported (SBA exemption)
Jobs supported
7
Business type
Corporation
NAICS
445320, Beer, Wine, and Liquor Retailers
Project location
Middlesex County, NJ
SBA district office
New Jersey District Office
Congressional district
NJ-06
Collateral
Yes
Guaranteed portion sold on secondary market
Yes
Revolving line of credit
No (term loan)
  • Larger than 33% of acquisition loans in Beer, Wine, and Liquor Retailers on this site.
  • Average acquisition loan in Beer, Wine, and Liquor Retailers: $1,337,023.
  • Average acquisition loan in New Jersey: $1,626,307.

Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.

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Same industry in New Jersey