Main Street Registry

Wine Chateau

Metuchen, NJ · Beer, Wine, and Liquor Retailers · NAICS 445320

Wine Chateau is a business in Metuchen, NJ, in the beer, wine, and liquor retail industry (NAICS 445320). It was financed with an SBA 7(a) loan for a change of ownership, in the amount of $5 million, approved on August 29, 2025 by Provident Bank.

SBA 7(a) loan, change of ownership, approved Aug 29, 2025

$5,000,000 approvedLender: Provident Bank10 years termStatus not reported (SBA exemption)Loan details
Gross approval
$5,000,000
SBA-guaranteed amount
$3,750,000 (75% of the approval)
Lender
Provident Bank, Jersey City, NJ
Processing method
Preferred Lender Program: lender approved under delegated SBA authority
Initial interest rate
9.5%, variable
Term
10 years (120 months)
Estimated maturity
August 29, 2035 (estimated, approval date plus term)
Estimated monthly payment
$64,699 Estimated payment at the initial rate over the full term; actual terms vary.
First disbursement
Oct 9, 2025
Loan status
Status not reported (SBA exemption)
Jobs supported
14
Business type
Corporation
NAICS
445320, Beer, Wine, and Liquor Retailers
Project location
Middlesex County, NJ
SBA district office
New Jersey District Office
Congressional district
NJ-06
Collateral
Yes
Guaranteed portion sold on secondary market
Yes
Revolving line of credit
No (term loan)
  • Larger than 97% of acquisition loans in Beer, Wine, and Liquor Retailers on this site.
  • Average acquisition loan in Beer, Wine, and Liquor Retailers: $1,337,023.
  • Average acquisition loan in New Jersey: $1,626,307.

Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.

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Same industry in New Jersey