Main Street Registry

R&L Zepeda LLC

Stockton, CA · Supermarkets and Other Grocery Retailers (except Convenience Retailers) · NAICS 445110

R&L Zepeda LLC is a supermarket and grocery retailer in Stockton, CA, in the industry classified as Supermarkets and Other Grocery Retailers (except Convenience Retailers). The company financed real estate or equipment through an SBA 504 loan of $1,540,000 (SBA portion), with BAC Community Bank as the lender and Success Capital Expansion & Development Corporation as the certified development company, and the loan was approved on July 10, 2025.

SBA 504 loan, approved Jul 10, 2025

$1,540,000 SBA portionCDC: Success Capital Expansion & Development Corporation25 years termApproved, not yet fundedLoan details
SBA (CDC) portion
$1,540,000
Bank portion
$1,880,500
Estimated project size
$3,800,556 (estimated)
Estimated owner equity
$380,056 (estimated, about 10% of the project)
Bank lender
BAC Community Bank, Stockton, CA
CDC
Success Capital Expansion & Development Corporation
Processing method
Accredited Lenders Program: CDC with an expedited SBA review
Term
25 years (300 months)
Estimated maturity
July 10, 2050 (estimated, approval date plus term)
Loan status
Approved, not yet funded
Jobs supported
41
Business type
Corporation
NAICS
445110, Supermarkets and Other Grocery Retailers (except Convenience Retailers)
Project location
San Joaquin County, CA
SBA district office
Sacramento District Office
Congressional district
CA-9
Collateral
Yes

Estimated share of project by source

Bank 49% SBA (CDC) 41% Owner 10%

  • Larger than 37% of expansion loans in Supermarkets and Other Grocery Retailers (except Convenience Retailers) on this site.
  • Average expansion loan in Supermarkets and Other Grocery Retailers (except Convenience Retailers): $2,388,397.
  • Average expansion loan in California: $2,161,468.

Loan amounts are the SBA approval, not a purchase price. Figures labeled estimated are derived on this site and are not published by the SBA.

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Same industry in California